The Forum of Free Enterprise is a non-political organization founded in 1956 by A.D Shroff and was established to educate public opinion in India on free enterprise and a democratic way of life. The Forum publishes booklets to further its objects. The following booklet titled, “Top Ten Concerns of Indian Agriculture & A Case for Private Sector Rural Banks” was published in 2013 and was authored by Sunil S. Bhandare. The Indian agricultural economy had become one of the subjects that was much debated and argued upon. The author has reflected on the aspect of agricultural financing and on the promotion of private sectoral banks. The author highlighted the prediction of a relatively steadfast growth of the agricultural sector and the GDP growth rate of 5.3% in 2013-2014 due to its recovery. The author focused on ten major concerns from the purview of reforming and imbibing new agricultural policies and strategies for the future. He also highlighted the significant transformational change undergone by the banking sector and the inadequacy displayed in the rural institutions despite the change. Mr.  Bhandare concluded and emphasized the need for building a new framework for private sector rural banks for strengthening the financial side of the rural sector in coherence with an effective regulatory system and structure for India’s viable development growth.