The Forum of Free Enterprise is a non-political organization founded in 1956 by A. D. Shroff, and has been established to educate public opinion in India on free enterprise and a democratic way of life. The Forum publishes booklets to further its objects. The following booklet titled “Deregulation of Savings Banks’ Deposit Interest Rates” was published on August 4, 2011. This booklet is a compilation of various contributions made at the M R Pai Memorial Award of 2011, organised jointly by the All India Bank Depositors’ Association and the Punjab and Maharashtra Cooperative Bank, with the support of the Forum. The first section of this booklet contains the presentations of three former RBI Deputy Governors: Usha Thorat, Kishori J Udeshi and S S Tarapore. The next part contains two submissions made by the AIBDA on the issue of deregulation of savings banks’ deposit interest rates. Lastly, it also contains an article by Dr. Ashish Das on the topic ‘Savings Bank Accounts – Interest Rate Deregulation’.